White stuff on the ground already? In the blink of an eye, fall is gone and winter sets in. And with the changing of the seasons, we also see another type of migration — Canadian “snowbirds” flocking to the south. Here are some quick tips to help with your winter vacation planning. Snowbirds are among over half […]
Many of us are terrible savers — and we know it. A recent poll discovered that 85 per cent of Canadians admitted that they need to save more money, yet 65 per cent said they have no savings plan. Another poll revealed that almost a third of us are approaching retirement with no savings at […]
With interest rates on the rise, people are increasingly looking for the cheapest ways to borrow money. Credit cards are often one of the first options people consider because of their flexibility and ease of use. Loans and lines of credit are also common ways to access funds. So which option is best? Bianca […]
Are you new to investing? Or are you a seasoned investing professional? Either way, you’re sure to feel a range of emotions — and you’re not alone. Learn what to expect when investing and how to keep focused on the long-term gains. Along with the incredible excitement of growing our personal wealth, three key emotions […]
There is a school of thought that some students shouldn’t get credit cards or that they aren’t ready to handle that responsibility. The truth is that credit cards can be an important part of increasing a student’s financial knowledge, credit skills and providing some personal finance flexibility. But this is a real-world training ground, so […]
Why do many of us find it so difficult to save? Shockingly, a recent survey revealed that almost half of all Canadians only have one month or less of emergency savings. Worse, the results showed that 26 per cent of us have nothing saved at all for emergency situations. And when it comes to retirement, […]
The main problem with most people’s credit score is that they rarely ever think about it…until they need it. At that point, it can be too late. Applying for a loan or securing a mortgage aren’t the only times you’ll need a good credit score. In some instances, potential landlords and employers may also want […]
6 expenses every student needs to budget & save for today. Rising tuition rates are making all the headlines, but for today’s Canadian students and families, budgeting for tuition alone is just your first step. By planning ahead and saving for expected and unexpected costs, you can have a smoother journey toward a debt-free education.