While it may be tempting to stretch out the term of your mortgage to keep your payments down, it will cost you more — much more — in the long run. Mortgage interest can add up to tens of thousands of dollars over the life of your mortgage, so the faster you can pay it off, […]
It’s the modern riddle for today’s urban dwellers — should you buy a condo or go with the traditional house? Condo or house. Of course, there are pros and cons for each option. These include the practical side of things (think maintenance and floor plans) versus the financial considerations. So, what would tempt a buyer […]
Unfortunately, fraud and scams are still an ongoing risk in our day-to-day lives. Whether the bad guys are stealing passwords, creating fake profiles or posing as potential employers, these fraudsters have one goal in mind — to separate you from your money. Fortunately, there are ways to spot the risks and minimize the risk of […]
Buying a new home can be an exciting time. After all, you can finally move into a place you can call your own — whether you’re leaving that long-term rental property, an apartment, or your family’s home. Although there are plenty of potential pitfalls for first-time homebuyers, you can avoid many of the issues with […]
Most people are unaware of the potential roadblocks they could come up against when applying for a mortgage — until it’s too late. This list of mortgage do’s and don’ts are designed to save you from mortgage application headaches. Check your credit score in advance Your credit score is an essential ingredient in the […]
Plus 3 simple rules to get more out of your credit card. Learn how to read your credit card statement and stay in control of your finances.
Buying & selling: With so many industry experts expecting changes to 2019 mortgage rates and home prices, how will that impact the average Canadian homebuyer and seller? Predictions are never a sure thing, but industry forecasts and expert opinions can go a long way to help you plan and manage your wealth strategy. That includes […]
These alternative gifts can make a special occasion even more memorable, especially when you don’t need to dip far into your savings. The pressure of finding the perfect gift for a friend, family member or co-worker can be overwhelming. Whether it’s a birthday, anniversary, retirement or holiday, we all want to see people’s face light […]