With interest rates on the rise, people are increasingly looking for the cheapest ways to borrow money. Credit cards are often one of the first options people consider because of their flexibility and ease of use. Loans and lines of credit are also common ways to access funds. So which option is best? Bianca […]
With the end of summer comes the mass return of students to campuses and classrooms. And while the reputation of the “poor student” is well known, that doesn’t mean you have to be one. Whether you’re looking for deals to cut costs, saving up your hard-earned summer wages, or looking to make some extra spending […]
Are you new to investing? Or are you a seasoned investing professional? Either way, you’re sure to feel a range of emotions — and you’re not alone. Learn what to expect when investing and how to keep focused on the long-term gains. Along with the incredible excitement of growing our personal wealth, three key emotions […]
There is a school of thought that some students shouldn’t get credit cards or that they aren’t ready to handle that responsibility. The truth is that credit cards can be an important part of increasing a student’s financial knowledge, credit skills and providing some personal finance flexibility. But this is a real-world training ground, so […]
Why do many of us find it so difficult to save? Shockingly, a recent survey revealed that almost half of all Canadians only have one month or less of emergency savings. Worse, the results showed that 26 per cent of us have nothing saved at all for emergency situations. And when it comes to retirement, […]
The main problem with most people’s credit score is that they rarely ever think about it…until they need it. At that point, it can be too late. Applying for a loan or securing a mortgage aren’t the only times you’ll need a good credit score. In some instances, potential landlords and employers may also want […]
6 expenses every student needs to budget & save for today. Rising tuition rates are making all the headlines, but for today’s Canadian students and families, budgeting for tuition alone is just your first step. By planning ahead and saving for expected and unexpected costs, you can have a smoother journey toward a debt-free education. […]
Plus 3 simple rules to get more out of your credit card. Learn how to read your credit card statement and stay in control of your finances. Related Posts: Tips and tricks for using Apple Pay The Student Credit Card Cheat Sheet Budgeting 101: How much should I actually be saving?